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Invest in your Business.Practice.Career.

Spend your hard-earned money on your business, not the interest on your loans.


American Direct Financial Business Loans

America is the country where everyone gets the opportunity to live and make their dreams come true. Because of this, there are thousands of business owners fighting hard to bring their dreams to life. However, the only setback is that not everyone has the same financial opportunity. Some of us have to work much harder than everyone else just to get some extra money so that we can make good investments for our businesses. Certain businesses always seem one step ahead of everybody due to their large financial backing. Whether it is accessing and utilizing the latest technology in the industry or hiring the experienced personnel for operations, these businesses are on a whole new level.

As life is challenging, don’t you wish for something to make it simpler and easier so that you can focus on the important parts of your business? Don’t you want to take your business in the right direction so that you can make life better for everyone who uses your services? You know how much of an advantage you can get just by getting your finances in order. What was once out of your reach is now within your grasp, making it easier to compete in the highly competitive and ever-growing market.

What about the time when you had a great business idea that could have changed the world, but you couldn’t do anything about it as you didn’t have the right finances in place? Even if you get a business loan, you will have to worry about paying the high rates of interest, which can impact your business negatively.


A low interest rate will save you money over the life of your loan. Why spend your money paying high interest when there are so many other things you’d rather be doing?

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Easy Application

Simply fill out our on-line application any time, day or night, and submit for approval. You can also speak with one of our customer service representatives 7 days a week. We are here to serve you and your financial needs at your convenience.

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No Pre-Pay

You will also never be charged any pre-payment penalties. It’s our way of saying ‘thank you’ to our valued customers.

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Get Ahead in Your Business
with a business loan.

American Direct Financial is always ready to help out our fellow business owners. We understand that it is taxing to run a great business, as you have so many areas to keep an eye on that it feels overwhelming. We know that even the smallest business loan can make a significant difference, as it is the only thing standing between making your business a smash hit or staying at the same level.

We have helped countless business owners across the country, allowing them to achieve what once looked like it was as far away as the sun, through our best business loans. We know that there are times when your company needs a sudden boost of finances to fix all the cash flow issues. There are also situations when you need extra resources so that you can make long-term investments for your business, which will take care of all your requirements in the future.

When you choose our excellent services, you get access to our business loans with phenomenal interest rates, which make you feel like you are in a dream. So, go ahead and contact us as soon as possible, if you want to put an end to all your financial problems, once and for all. Why should

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Payment Examples

The following examples depict the APR, monthly payment and total payments during the life of a $16,000 personal loan. For variable rate loans, the one-month LIBOR index is currently 0.74% and may change monthly. Changes in the LIBOR index may cause your APR and monthly payment to increase. Your actual interest rate may be different than the rates in these examples and will be based on term of loan, your financial history and other factors.

Fixed Rate Loans

TermOrigination FeeRate (APR)No. of PaymentsMonthly PaymentTotal Payments
3 Years1.00% – 5.00%5.95% – 12.99%36$486.39 – $539.03$17,510.04 – $19,405.08
5 Years 1.00% – 5.00% 7.07% – 14.24% 60$317.31 – $353.81$19,038.60 – $21,228.60
7 Years1.00% – 5.00% 8.08% – 12.24% 84 $249.98 – $284.50 $20,998.32 – $23,898.00

Variable Rate Loans

TermOrigination FeeRate (APR)No. of PaymentsMonthly PaymentTotal Payments
3 Years1.00% – 5.00%5.03% – 9.33% 36$479.84 – $510.26 $17,291.42 – $18,415.36
5 Years 1.00% – 5.00% 5.79% – 9.77% 60$306.20 – $339.45 $18,469.65 – $20,279.00
7 Years1.00% – 5.00% 6.72% – 10.89% 84 $238.60 – $273.74 $20,087.90 – $22,923.07